1. Association members are required to use clear, easy to understand language in their contracts to ensure that clients are aware of and understand their rights and obligations. Contracts must disclose all fees, costs and interest rates in a clear and prominent manner.
2. Association members must commit to taking all possible steps to ensure their clients' information is protected.
4. Association members must allow their clients a one week "cooling off" period in which to cancel their agreement.
5. Association member companies must register their ACDBP contact with a piece of photo identification.